30-Year Fixed Rate
Refinancing your current higher-interest or adjustable rate mortgage with our 30-year fixed rate loan provides lower monthly payments and the convenience of a fixed monthly payment over the life of your loan.
Features
- Finance up to 90% of the purchase price for primary residence homes (detached) and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 5.500 | -0.500 | 5.54% | $5.68 |
| 5.375 | -0.125 | 5.45% | $5.60 |
| 5.250 | 0.250 | 5.35% | $5.52 |
| 5.125 | 0.750 | 5.27% | $5.44 |
| 5.000 | 1.125 | 5.18% | $5.37 |
| 4.875 | 1.875 | 5.12% | $5.29 |
| 4.750 | 2.625 | 5.06% | $5.22 |
30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 8.125 | -0.500 | 8.19% | $7.42 |
| 8.000 | -0.125 | 8.11% | $7.34 |
| 7.875 | 0.250 | 8.02% | $7.25 |
| 7.750 | 0.750 | 7.95% | $7.16 |
| 7.625 | 1.125 | 7.86% | $7.08 |
| 7.500 | 1.875 | 7.81% | $6.99 |
The rates quoted are effective as of
01/06/2009, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
